Loan Select Cairns Story

Hi, my name is David Phillips and I own and run a family business (Loan Select Cairns is not attached to any franchise) with the help of my wife, Cheryl and sons, Josh and Tim in Cairns, North Queensland. 

Loan Select Cairns is a Loan Broking Service which I started in Cairns in May, 2000 after I left the Westpac Bank with the closing of my last branch. I am an Accredited Mortgage Consultant and an Authorised Credit Representative under Australian Finance Group, Australian Credit Licence 389087. Also, I am a member of MFAA and Australian Financial Complaints Authority (AFCA). I have completed my Diploma of Financial Services (Finance/Mortgage Broking Management) and I am a Qualified Justice of the Peace in Queensland. 


With my 40 plus years of experience in the financial industry, I enjoy being able to help our customers through the process of obtaining their home loan from start to finish and then being there for their future needs. My aim is to be like the ‘old fashioned Bank Manager’ who didn't transfer very often and got to know their customers really well.  With that approach, comes with a far deeper understanding of their needs.

On a more personal note, I was born and raised in Charters Towers, North Queensland and joined Bank of New South Wales (now Westpac) and worked at many Westpac branches around Queensland for 26 years.  I was involved with lending in many industries from Agricultural, Commercial, Mining to Housing, and in a lot of different economic areas across Queensland.

With the extensive training from Westpac I had over the years I came up with some ideas to better serve customers so that they had a good home loan outcome. I also wanted to use my extensive experience to help my customers navigate their way through the home loan process. 


I was very grateful for the opportunity of working at Westpac as they gave me a great education in all the aspects of doing lending including preparing Mortgages, settling houses and their loans, loan  legals and all aspects of Bank lending and approving loans. 


So, I am pleased to help you with any questions that you may have and can bring a large amount of this knowledge to your specific lending situation. I look forward to your contact, my phone numbers are office 07 4041 0855, mobile 0419 787 766 or my email is


Thanks Dave, Cheryl, Josh and Tim


How Can We Help?

We are a Loan Broking Service and arrange the following loans for our customers.


What are the areas that we specialize in?


• Residential Home Loans -  First Home Buyers 

• Preparing First Home Buyers for their loan

• Second plus Home Buyers,  upgrading and downsizing

• Investment Home Buyers/Multiple property owners

• Refinancing Home Loans & Debt Consolidation

• Loan Increase to existing home loans

• Commercial loans for Small businesses

• Personal Lending for those smaller projects


Look forward to helping you. Dave