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Home loan and budgeting calculators

Use these tools to explore repayments, plan a budget and prepare questions for David. Results are estimates based on each tool's assumptions, not a loan offer or approval. Actual costs and borrowing capacity may differ. Call David on 0419 787 766 to discuss your circumstances.

Borrowing Power

Explore an estimate of how much you may be able to borrow.

Budget Planner

Review your income and expenses to help plan your spending.

Comparison Rate

Explore how interest and selected fees affect a loan’s comparison rate.

Compound Interest

Explore how a balance may grow with compounding.

Credit Card

Explore how repayments may affect the time and cost of paying off a balance.

Extra Repayment

Explore how additional repayments may affect your loan.

Fortnightly Repayment

Compare repayment frequency scenarios.

Home Loan Offset

Explore the potential interest effect of an offset balance.

How long to repay

Estimate how long a loan may take to repay.

Income Tax

Explore an estimate using the tax settings available in the tool.

Interest Only Mortgage

Explore repayments during an interest-only period.

Introductory Rate Loan

Compare the introductory period with the later loan rate.

Leasing

Estimate repayments for a vehicle or equipment finance scenario.

Loan Comparison

Compare loan scenarios using different rates, fees and terms.

Lump Sum Repayments

Explore the effect of a one-off repayment.

Mortgage Switching

Estimate the potential costs of changing loans.

Property Buying Cost

Estimate costs to consider alongside a property’s purchase price.

Property Selling Cost

Estimate costs to consider when selling a property.

Reverse Mortgage

Explore indicative scenarios and discuss features and risks with an appropriately qualified adviser.

Saving

Estimate potential savings growth using your assumptions.

Saving Goal- How long to save

Estimate how long it may take to reach a savings goal.

Saving Goal - How much to deposit

Estimate the deposits needed to work towards a savings goal.

Split Loan

Explore a loan divided between fixed and variable portions.

Stamp Duty

Explore an indicative stamp duty estimate using the tool’s settings.

Income Annualisation

Estimate annual income from the period you enter.

Income Gross up

Explore an estimate of gross income from net income.

Rent versus Buy

Compare renting and buying under the assumptions you enter.

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